Click on video to see an overview of the Money Merge Account

Our Money Merge Account Report Results

When we had our Money Merge Account analysis done our agent put our data in very conservatively.  This was a good thing, because even conservatively the financial report results are hard to believe.  We calculated our discretionary income, otherwise the amount of money we had left in our bank accounts at the end of each month as $125.

Our financial picture is much different than many other people’s because over the years we have purchased a few rental properties.  Because of these rental properties we have more mortgages than the norm. In fact we had seven 1st mortgages, two 2nd mortgages, a HELOC with a zero balance, and a car loan.

Our total loan debts added up to $489,869 with 26.5 years left to pay on our contracts.  The interest we owed the banks was $479,869.  This basically doubled our borrowed amount and made our total debt payment obligation add up to $969,738.  Sorry to bore you with numbers but to put it into simple terms when you sign on the dotted line for a 30-year mortgage you basically pay double for the ability to borrow the money from the lender.

mma analysis

Our analysis results guaranteed that we would have all of our debt paid off in 16.3 years; saving 10.2 years that we would no longer have to make our mortgage payments. This debt also included the cost of the Money Merge Account program.  Our loan debt with the Money Merge Account was increased to $493,369 due to the cost of the program but the amount of interest we would pay was reduced to $268,266 making our total debt payment obligation be $761,635; saving us $211,603 in interest.

And the good thing is that the results are guaranteed as long as we follow the prompts of the software.

In addition to the spending $211,603 LESS in interest, we didn’t have to change our lifestyle to become debt free.  I’ll delve into that subject in more detail a little farther on in theses articles.

With those guaranteed results in hand, again as I said earlier this decision was a no-brainer.  Is the cost of the software too expensive?  Let’s see:

  • Spend $3,500.
  • Save $211,603 in interest to the banks.
  • Use the saved interest of $211,603 any way I choose; invest it, send the kids to college, go on a world cruise, buy more investment property.

You do the math and see if you come to the same decision we did.  Of course we signed on the dotted line.

Remember in my article “Part 2” when I told you about needing to come up with the $25,000 for the solar electricity for our home?  We did a second Money Merge Account Analysis scenario and added on the cost of the solar electricity.  What this amazing software program does, is by looking at every penny we have, our debt pay off time increase by only 6 months.  We wouldn’t have to pay $215 for 15 years as we would have had to if we taken out an additional loan.

Now I know that right now you are thinking that this is just too good to be true.  I don’t blame you for thinking that, it is the way most of us were raised: “If it looks too good to be true, it probably is.”  But I’ve been using the Money Merge Account by United First Financial and I have  more than a year’s worth of data from my own personal financial experience which I am going to share with you that I blow you away!  Stay tuned.

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Filed under: Debt • Finances

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